Grow your net income with a suite of cutting-edge employee financial benefits.
Our unique tech stack infrastructure allows you to build an end-to-end white-labeled fintech product that grows your business.






Customize and build your own branded employee benefits product.
Add one or more product modules to your platform.
Pay Cards
Offer payroll card functionality, including on-site pay card distribution. Pair this product with a world-class platinum banking experience for the optimal employee digital banking product.
Digital Banking
You decide what % APY rewards to offer your customers with this best-in-class online banking product. There are zero fees with this FDIC insured account offering, and it includes fee-free in-network ATM transactions at over 55,000 ATM locations.*
On-Demand Pay | Earned Wage Access
Offer no-fee Earned Wage Access, also known as On-Demand Pay, to your customers. You get the best value when this product is combined with a Pay Card.
Tips & Bonus Disbursements
Seamlessly pay out tips and bonuses after each shift. It’s easy to allocate funds to each employee as your businesses requires.
Money Transfers | Domestic & International
Domestic and International Peer-to-Peer money transfers enable your customers to send money when and where it is needed.
Credit Score Monitoring
Give your customers the gift of understanding their credit score. With free credit score access, your customers can begin to work on improving their score and gain better access to financial perks.
HSA/FSA | Health & Flexible Spending Accounts
Allow your customers or employees to spend toward everyday essentials like physical or mental health needs, or other products and services required to stay productive at work.
Rewards
Give your employees rewards to increase loyalty, retain talent, and improve workforce engagement.
Credit Builder Credit Card
Offer a secured credit card designed to help employees build credit. This service sets the credit card limit to your employees’ available on-demand pay amount, and when they make purchases, their balance is automatically repaid. All repayments are reported to the credit bureaus to help establish and/or improve their credit score.
Customize your own product.
Build your own multi-feature, single solution employee benefit platform. Select and build from any of our product offerings and brand it according to your style guide.*
*Some restrictions apply.

Innovate now
or your competitors will.
New technology makes it simpler to innovate and improve old systems. Your competitors are finding ways to create new revenue streams today - get a head start with fintech capabilities before they grab the opportunity first.
Leverage Powered by Grit to kickstart your fintech product and accelerate revenue growth today.


Grit understands infrastructure and compliance.
Build your ideal fintech product that transcends the typical business. We deliver more than a single fintech component; we offer the ultimate experience. Along with our innovative partners, our tech stack can be engineered in unique ways that will outperform competitors who are lagging behind.
Our technology is secure and compliant, backed by our SOC2 certification and PCI compliance.


Major employers are already offering Earned Wage Access.
Leverage our white-label solution to offer on-demand pay and more, so you can attract and retain talent.

Powered by Grit services large-scale employer organizations with a full-stack solution that integrates seamlessly with your tech stack.
We know tech.
We developed and integrated third party features into a single platform, so you don’t have to.

One platform for all solutions.
Card processing, loan management, digital banking, rewards, health spending, and more. We make it easy for you.

We create new revenue streams for your business.
PEOs and businesses have multiple streams of revenue through revenue sharing, payment processing, fees, new customer acquisition, and more.

Powered by Grit
Control of product offerings without overhead costs or in-house infrastructure
Turnkey implementation: Enable the sum or part of our offerings in a little as 90 days
Ability to brand your app, card, web applications and marketing materials
Ownership of your data: drive business, marketing and product decisions based on real insights
Subheading one
Control of product offerings without overhead costs or in-house infrastructure
Subheading two
Turnkey implementation: Enable the sum or part of our offerings in a little as 90 days
Subheading three
Ability to brand your app, card, web applications and marketing materials
Subheading four
Ownership of your data: drive business, marketing and product decisions based on real insights
Find out why top companies in America partner with us.
JJB Brands: Pizza Hut, Checkers, and Moe’s restaurants have led the restaurant industry by offering Earned Wage Access to full and part-time employees for a number of years.
Services included

KIPP Texas Public Schools understand the importance of paying staff early and often, as educators empower the next generation.
Services included
